LifestyleInside South Florida


Legal Advice: No Fault and PIP Insurance

Posted at 12:24 PM, Jan 27, 2020
and last updated 2020-01-27 12:24:50-05

If you’re about to buy car insurance or if you want to review your current policy, you might be wondering what is no fault or “PIP” insurance, which stands for Personal Injury Protection.

We asked Attorney Mark Dickstein of The Dickstein Law Firm about "PIP."

“In the state of Florida, anyone who owns a motor vehicle that is operational is required to have Personal Injury Protection insurance. What that does is affords you coverage for anytime you’re involved in any type of motor vehicle accident. You don’t even have to necessarily be driving your own vehicle, it follows you. If you were a passenger or you were driving someone else’s vehicle, your Personal Injury Protection insurance would be covering you for that accident as well. In the state of Florida, the first $10,000 in any type of damages concerning lost wages in medical benefits is going to be on you to sue your Personal Injury Protection insurance if you suffer some emergency medical condition. Anything after that is what you’re seeking from the at-fault driver who caused the accident,” said Dickstein.

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